Cookies Disclaimer

Cookies are files containing information that are used to track visitors of a web site. This web site may set and access cookies on your computer, enabling us to track your activities on this web site. 

Privacy Policy

I appreciate your interest in my Website. I respect your right to privacy and take care to protect the data collected and processed while you use my Website. This Privacy Policy serves as general terms on how I handle the data collected and processed while you use my Website in absence of any more specific terms that may be defined in any additional agreements that you may have with me. Your use of, and access to, my Website beyond this Privacy Policy disclaimer constitutes your acceptance of this Privacy Policy. If you do not agree to this Privacy Policy, do not proceed to further web pages of my Websites.

PERSONAL INFORMATION
When you accept my disclaimers, policies, terms and conditions, service agreements, send me messages or contact me in other form, use our tools, products and services I collect personal information about you to provide you the necessary information. I may also collect information about you from other sources, especially if I am obliged to do so in accordance with “know your client” legislation or other laws. The information I collect may include but not be limited to: name, gender, address, e-mail, phone number, logs and recordings of communications with you, IP of your device, browser type, your inquiries, my responses. You are requested to notify me every time there is any change to your contact details, failing to do so may cause an interruption or cancelation of provision of information.

PERSONAL INFORMATION OF MINORS
I do not seek to collect personal data from individuals under the age of 18. Individuals under the age of 18 should receive permission from their parent or legal guardian before providing any personal data to me using my Website.

COOKIES
Cookies are files containing information that are used to track visitors of a web site. I may set and access my cookies on your computer, enabling me to learn which advertisements and promotions bring you to my Website. I or any of my affiliates may use cookies in connection with my products and services to track your activities on my Websites. Such information that I collect and share would be anonymous and not personally identifiable.

SECURITY TECHNOLOGY
Information sent via the Internet, to or from my Website or via electronic message, may be accessed by unauthorized third parties, potentially leading to disclosures, changes in content or total failure of delivery. Even if both sender and receiver are located in the same country, information sent via the Internet may be transmitted across international borders and may be forwarded through a country with lower data protection laws then exist in your country of residence. I will not accept responsibility or liability for the security of your information whilst in transit via the Internet to or from my. I use passwords and other access control mechanisms to control unauthorized access to systems and data.

PERSONAL INFORMATION SHARING WITH AFFILIATES
I may share Personal Information described above with my affiliates for business purposes, such as, but not limited to, informing about new products and services. My affiliates may include companies controlled or owned by myself as well as companies with which I cooperate. The information I share with affiliates may include any of the Personal Information. My affiliates maintain the privacy of your Personal Information to the same extent I do in accordance with this Privacy Policy.

PERSONAL INFORMATION SHARING WITH THIRD PARTIES
I do not disclose your Personal Information to third parties, except as described in this Privacy Policy.  I do not sell your Personal Information. Third party disclosures may include sharing of your Personal Information with third party companies that provide support, professional, legal, or accounting advice to me. Third parties may perform marketing or market research services on my behalf, perform technical or sales support services for your account, maintenance of my systems. Third parties that assist me are required to maintain the confidentiality of your Personal Information and to use it only in the course of providing such services and only for the purposes that I dictate. I may disclose your Personal Information to my legal advisors, solicitors or attorneys in any case of taking any legal action where you might be involved. I may aggregate data on an anonymous basis about you and disclose such data to third parties.

REGULATORY DISCLOSURE
In order to comply with applicable laws and regulations or court orders I may disclose your Personal Information to third parties specifically regulatory authorities and law enforcement agencies.

RIGHT TO ACCESS AND INSPECT
You may, where permitted by applicable law or regulation check whether I hold your Personal Information, ask me to provide you with a copy of your Personal Information, require me to correct any of your Personal Information that is inaccurate.Should you have any requests concerning your Personal Information, please contact me via the contact form.

OPT OUT
You are not required to supply any of the Personal Information that I may request; however, failure to do so may cause me to become unable to initiate or maintain a business relation with you or to provide information, products or services to you. If you do not wish to have your personal information disclosed to our affiliates or other third parties as described in this Privacy Policy, please contact me via the contact form.

TERM
This Privacy Policy may be updated from time to time. We therefore ask you to consult it on regular basis.  Last update May 9, 2022.

Terms and Conditions

I provide general business information on my Website according to the Terms and Conditions. The term “use of my Website” includes passive or active access to my Website or use of information offered on or via my Website. Your use of my Website is subject to the Terms and Conditions. The Terms and Conditions are a binding agreement between you and me. The Terms and Conditions are additional to any other agreements you may have with me. In the event of a conflict between the Terms and Conditions with any other agreement you may have with me the Terms and Conditions will have higher priority. Your use of, and access to, my Website beyond this Terms and Conditions constitutes your acceptance of this Terms and Conditions.  If you do not agree to the Terms and Conditions, do not proceed to further web pages of my Website.

CONTENTS THAT MAY NOT BE ALLOWED IN SOME JURISDICTIONS My Website contain information, links to services and products, use of which in some jurisdictions may be forbidden or may require prior approval. Some of the contents of my Website, external links, downloadable software or communication protocols may involve encryption. Links on my Website contains information, products and services related to forex, investment, speculation, earning of interest. My Website may contain information, products and services that may not be eligible for sale or available to residents of certain countries or certain categories of investors.

RESTRICTIONS OF USE
My Website and all information, products and services contained within are not directed at or intended for use by any person resident or located in any jurisdiction where the distribution of such contents is contrary to the laws of such jurisdiction or such distribution is prohibited without obtaining the necessary licenses or permits and such licenses and permits have not been obtained by myself or my Affiliates. You are required to make sure that accessing my Website is legal specifically in respect to your citizenship, residence or location from where you access my Website. You are not allowed to use my Website in a way that would violate any laws. If, any of the USA, EU, UN sanctions or embargoes are applicable in your case you are required to leave my Website immediately. If, you are involved in any illegal activity or plan to carry on any illegal activity you are required to leave my Website immediately. You are not allowed to take any action to reduce the functionality or do anything that could do any harm to my Website or other users of my Website or negatively influence the reputation of myself or my Website or its users.

INTERPRETATION OF THE CONTENTS
No contents of my Website regards to any specific investment objectives, financial situation or particular needs of any specific person or entity. Performance reports available on my Website (or Afflitiate's websites) are published only for general information purpose and are not to be construed as a solicitation or an offer to buy or sell any financial instruments or services. Unless specifically stated otherwise, all information is indicative only. Contents of my Website cannot be considered a solicitation or offering of any investment instrument. I do not intend to provide investment advice through my Website and do not represent any of the discussed information, products or services are suitable for you. Use of my Website beyond the sole purpose of sourcing of general information about my business operations is not authorized by me and may result in legal action. When making a decision about your investments, you should seek the advice of a professional financial advisor holding a valid authorization from the local government. I am unable to comment on legal, tax or financial implications for you of using of any content available through my Website. My Website cannot be considered to provide legal or tax advice. You should not use any information, product or service on my Website as a substitute for the exercise of your own judgment. Any opinions are subject to change without notice and may differ or be contrary to those expressed by different areas on my Website.

FORWARD LOOKING STATEMENTS
My Website may contain statements that constitute “forward looking statements”. While these forward looking statements may represent my judgment and expectations, a number of factors can cause actual developments and results to differ materially from my expectations. I hereby expressly disclaim any obligation to update or alter its forward looking statements for any reason.

CONTENT AVAILIBILITY
I reserve the right to change or discontinue any content. This also applies to renewals of subscriptions. Not all features, products or services mentioned or linked via my Website are available to all persons or in all jurisdictions. I hold the right of admission to my Website and information, at my sole discretion, both in respect to particular users or quotas per user. The content on my Website is subject to change without notice and is presented only as of the date published or indicated, and by the moment you receive, view or use this content it may already have become outdated, due to subsequent events or for other reasons.

FAIR USE
If you place or forward anywhere any link to my Website you are not allowed to associate yourself with me or my Website without any prior written consent from me. You will be held responsible for any misrepresentation of myself and my Website whenever you refer to me or my Website. Because of limitations of capacity it is prohibited to use my Website in any manner that could overburden servers or communication infrastructure. It is strictly forbidden to manipulate the contents of my Website, servers or in general systems used by me. Any violation of this term will be reported to the relevant authorities and will face investigation and legal action.

SOCIAL MEDIA
My Website may contain links to social media. Links allow users of certain social media to post links to my Website contents on their profiles. I do not authorize anybody to represent me on any social media, unless a special written agreement is made with such a person. If you use social media you will be sending data that identifies you. I expressly decline any responsibility for any activity of users on social media. 

THIRD PARTY CONTENT, OPINIONS AND SOFTWARE
My Website may contain third party information products or services or links to it (“third party contents”). I do not explicitly or implicitly endorse any third party content available on my Website. By delivering third party content I do not state this content is suitable for you. You need to do your own research or take an external legal, tax, investment or financial advice as to the use of such third parties’ content. All terms and conditions of use of my Website, specifically restrictions of use, limitations of use, policies, limitation of liability, exclusion of warranties applicable to the use of my Website, information, products and services apply in at least same extent to any third party content available through my Website.

PAYMENTS AND REFUNDS
All sales of information, products or services are final. Fees paid for products and services are non-refundable. Technical incompatibilities do not entitle you to a refund. You are entitled to a refund only if the product becomes unavailable after you have purchased it and you haven’t downloaded it yet. In such case you have 24 hours after the purchase to voice your claim for a refund failing to do so you lose the right for the refund.

INTELLECTUAL PROPERTY RIGHTS
Laws on protection of intellectual property are applicable to my Website. All intellectual property rights, titles and interest specifically related to copyrights, trademarks, patents, names, logos, designs, texts including legal agreements and disclaimers on my Website including third party content are owned by me or the relevant third parties. My Website, excluding third party content, are original works of myself and I have the exclusive rights to reproduce, display, prepare derivative works or distribute its contents. My Website may contain third party trademarks. All third party contents on my  Website are reproduced with the permission of the respective owners. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer in whole or in part any information, text, graphics, images, video clips, presentations, databases, listings or software obtained from my Website without the prior written permission of myself. Systematic retrieval of content from my Website for any other than personal use is prohibited. You are not allowed to distribute or use for commercial purposes any part of my Website. Use of my Website for educational, reporting or mass media purposes requires prior approval from myself. Granting of a specific authority by myself in relation to my Website does remove any other limitations laid out by the Terms and Conditions unless explicitly expressed by me.

CONFIDENTIALITY
It is your obligation to keep confidential your access credentials to my Website and products and services you access through my Website. The Internet is universally accessible. Ordinary communications sent over the Internet are neither confidential nor secure and can be viewed by third parties, lost or altered. You acknowledge and agree that any instruction or communication transmitted to you or by you via my Website is made at your own risk. You authorize me to consider as fully authorized and binding upon you, any communication given to me that I believe to have been given by you or on your behalf by any agent or intermediary whom I believe in good faith to have been duly authorized by you. You acknowledge and agree that I shall be entitled to rely upon your login and/or password to identify you and agree you will not disclose this information to anyone not duly authorized by you.

EXCLUSION OF WARRANTIES
My Website is available "AS IS" and "AS AVAILABLE". I do not provide any form of warranties of any kind, either express or implied, with respect to my Website, including but not limited to suitability for any purpose, meeting any particular needs, non-infringement, merchantability, uninterrupted functioning, timelines, latency, accuracy, completeness, correctness, reliability, availability, security. I do not warrant my Website is virus-free or error-free. I do not warrant any defects, errors or inaccuracies will be removed. I DO NOT PROVIDE ANY FORM OF WARRANTIES THAT THE RESULTS OBTAINED FROM THE USE OF MY WEBSITE, ITS CONTENTS, INFORMATION, PRODUCTS OR SERVICES WILL BE BENEFICIAL TO THE USER, PROFITABLE, PREDICTIBLE, ACCURATE OR THAT THE QUALITY AND CAPACITIES OF ANY INFORMATION, PRODUCTS OR SERVICES, OR ANY OTHER CONTENTS OBTAINED OR PURCHASED BY YOU THROUGH MY WEBSITE WILL MEET YOUR EXPECTATIONS.

DISCLAIMER AND LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW, I OR ANY OF MY EMPLOYEES OR AGENTS WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT, OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSSES OR DAMAGES) THAT RESULT FROM USE, LOSS OF USE, INCONVENIENCE, INACCURACY, DELAY OF MY WEBSITE (SPECIFICALLY INFORMATION, PRODUCTS AND SERVICES AVAILABLE THERIN) AND THIRD PARTY CONTENT AVAILABLE THROUGH MY WEBSITE. THIS IS TRUE EVEN IF I WAS AWARE OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. I OR ANY OF MY EMPLAYEES OR AGENTS WILL NOT BE LIABLE TO A USER OF MY WEBSITE (SPECIFICALLY INFORMATION, PRODUCTS AND SERVICES AVAILABLE THERIN) OR ANYONE ELSE FOR ANY DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSSES OR DAMAGES) RESULTING FROM CAUSES THAT INCLUDE BUT ARE NOT LIMITED TO SYSTEM MALFUNCTION OR MISCONFIGURATION, FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (FIXED OR WIRELESS), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SABOTAGE, SEVERE OR EXTRAORDINARY WEATHER, NATURAL DISASTER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACT OF GOD), FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOR DISPUTE AND OTHER LABOR PROBLEMS, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT.IF YOU LIVE IN A STATE, COUNTRY OR JURISDICTION THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, YOU ARE REQUESTED NOT TO USE MY WEBSITE, INFORMATION, PRODUCTS AND SERVICES.

INDEMNIFICATION
If you continue to use my Website, its contents, information, products and services, beyond this point, shall be considered, you have agreed to indemnify and hold me and its third party content providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees, governmental charges and penalties) arising from your use of the my Website.

SEVERABILITY
If for any reason any provision of these Terms and Conditions is deemed invalid, unlawful or unenforceable in any jurisdiction by a relevant court or authority, that provision will be enforced to the maximum extent permissible by law, and the remaining provisions will remain in full force and effect.

GOVERNING LAW AND JURISDICTION
Unless otherwise agreed, these Terms and Conditions and their enforcement are governed by the laws of Republic of Malta, without regard to principles of conflicts of law, and shall inure to the benefit of my successors and assigns. This is the case regardless of whether you reside or transact business with me in the Republic of Malta or elsewhere. Unless a dispute would be governed by an applicable arbitration clause, you irrevocably agree to submit to the jurisdiction of the Republic of Malta courts located within its territory and hereby waive any objection to the convenience or propriety of venue therein. Provided, however that nothing herein shall prevent me from bringing any action in the courts of any other jurisdiction.

TERMINATION
I reserve the right to terminate your usage of my Website at any time, for any reason, with or without cause and without any prior notice.

TERM
Since this Terms and Conditions may change from time to time you are required to verify if you are still in acceptance. I am not required to notify you of any changes to this Terms and Conditions.Your use of my Website is governed by the Terms and Conditions effective on the date my Website is accessed by you.These Terms and Conditions are valid starting from May 9, 2022.